With the average Brit working a 35-hour week, it’s only natural for us to be cautious about the way we spend our hard-earned cash.
If you’re wanting to save money, there are likely to be plenty of areas of your budget that could be tweaked. Do you really need a monthly subscription to Cosmopolitan, and could that bi-weekly nail appointment be cut down to once a month? While these may seem like small expenditures, they quickly add up.
One thing to bear in mind when budgeting is what you should be spending a little bit more on. The old cliché, “You get what you pay for” does ring true in some cases. Here are some areas where you may want to consider splashing a bit more cash.
A luxurious mattress
A comfortable mattress can make all the difference when it comes to getting quality sleep. While a great mattress may be a big expense, it will likely last you for years to come. Look at it as an investment and think of all the extra snooze time you’ll have without uncomfortable lumps and old springs jabbing you in the night.
Mattress investment can never go wrong because it protects your joints and saves you from the troubles of unwarranted back pain. Good night’s sleep is the solution to every problem. Therefore, find a mattress according to your height, weight, and other medicinal requirements to have a luxurious sleep.
Remember to look after your new mattress by cleaning it regularly and using a machine-washable mattress protector to prevent stains.
A healthy lifestyle
It may be tempting to fill your trolley with cheap junk food and super-sized bottles of fizzy drinks, but your body won’t thank you for it.
Today, the organic foods industry has come a long way to serve clean and nutritious food. These items are free from pesticides and other carcinogenic chemicals. Also, look for plant-based products to save your liver from the damages of red meat.
Buy fresh fruit and vegetables where possible, and fresh poultry and fish instead of pre-cooked frozen varieties. While this may cost you a bit more, eating well will make you feel less sluggish and will prevent illnesses, both now and later in life.
Ensuring personal rent
Often people think insurance is only for homeowners, but this is far from the truth. While you may not own your home, you can still take out renters’ insurance to protect your personal belongings, in the event of a fire, flood or robbery.
We often ignore our insurances in complacence. Adversities do not knock on the door before hitting you. You must hope for the best but always prepare for the worst. Rent insurance will save your pocket in case of unwarranted emergencies.
Consider the value of the items in your home, whether that’s the value they have financially or sentimentally. If you’d be inconvenienced or upset if something was lost, make sure it’s covered in your insurance policy.
Quality dental care
We only get one set of teeth, so we need to take care of them.
Dental care is very crucial if you want to enjoy all sorts of food for a longer period of time. Routine dental care visits will ensure that your teeth are in good shape, and also protect you from acute pain in the future.
While the NHS offers affordable dental care, those with the means to often choose a private clinic. Going private has many benefits including shorter wait times, a wider range of treatments and more high-tech equipment.
More time is allowed for appointments in private clinics, giving you the chance to get to know your dental team properly. This may help you feel more comfortable about visiting the dentist, making you more likely to attend regular check-ups.
