The United States is one of the most popular tourist destinations in the world, in addition to being a popular destination for foreign citizens looking to relocate. The laws for drivers in the U.S. can be confusing, especially for motorists who aren’t familiar with the country’s unique legal system. It can be difficult to know what type of insurance you’ll need and how to obtain it, especially if you haven’t had to do so before.
One of the things that makes understanding the legal restrictions on driving in the U.S. so complicated is that each state is able to set its own rules. That means the requirements for insurance coverage can actually vary depending on your location. Read on if you want to know if one of the country’s most popular insurers, Geico, will offer you a policy if you’re a driver with a foreign license.
Can you be insured through Geico with a foreign license?
The good news is that you can obtain Geico car insurance for a foreign license; however, you may need to obtain an international driver’s permit depending on your situation and country of origin. You can contact an insurance agent for more details regarding your case, but it’s always a good idea to make sure you have the permit when traveling to the United States.
If you’re looking for discounts on your monthly premium, you’re not likely to find many if you’re only seeking short-term coverage. When purchasing long-term coverage, you may qualify for many of the same discounts as domestic drivers. Completion of a defensive driving course, a clean driving record, and participation in a safe driver program can all qualify you for discounts from several major car insurance providers in the United States.
Do you need an international driver’s permit in the United States?
Many foreign drivers don’t know whether or not they need to get their international driver’s permit in order to drive when they visit the United States. The answer depends entirely on what state you intend to visit. In the U.S., each state sets its own laws regarding issues like driving and insurance coverage. In some states, foreign motorists are required to have the IDP in order to get on the road, while in others, your foreign driver’s license is sufficient.
The amount of insurance coverage you need will also vary by state, as different states have different requirements for minimum coverage. If you have any questions about the laws surrounding driving laws in the state where you intend to visit or reside, it’s a good idea to contact that state’s Department of Motor Vehicles to ensure that you’ll be in compliance with them when you arrive.
In some states, whether or not you’ll need your IDP depends on the length of your stay. While visiting for a week or two won’t require that you get the permit, stays of a month or two often do. Your home country’s transportation department can give you more information about the IDP and how to obtain one. If you want to rent a car in the United States, you will need an IDP in conjunction with your foreign driver’s license, no matter which state you’re in.
As you can see, the driving requirements for visitors or holders of foreign licenses in the United States aren’t entirely straightforward. While an IDP will always be required for a rental, you may or may not need one to hit the road, depending on where you are. The good thing is that no matter where you are in the country, you’ll be able to purchase car insurance from companies like Geico. If you want to give yourself as many policy options as possible and ensure that you can travel anywhere in the U.S., it’s worth it to get your international driver’s permit.