5 Good Reasons to Use Credit Card While Travelling

5 Good Reasons to Use Credit Card While Travelling

You need not carry huge amounts of cash when you’re travelling. You can simply use a credit card for all your transactions and even track your expenses on the bill to avoid crossing your budget! Here are 5 other top reasons for using your credit card while travelling

Get Complimentary Railway and Airport Lounge Access

Top lounge access cards like a classic credit card offer 4 complimentary railway lounge visits per quarter of a year. If you carry the card while travelling, you can enjoy: 

  • Two Hours of lounge stay
  • Free Wi-Fi
  • A/C comfortable sitting arrangements
  • Unlimited coffee and tea
  • A buffet meal comprising breakfast, lunch or dinner according to your time of visit
  • Newspaper and magazine

With a lounge access wealth credit card, you can enjoy 4 complimentary international and domestic airport lounge and spa visits every quarter. That will come with these benefits:  

  • Food and Beverages
  • Selection of international/local newspapers and magazines
  • Facilities to recharge laptop/mobile battery
  • Free Wi-Fi
  • Use of computers to access the Internet

Receive Accident Cover

A good credit card also offers an air accident cover of ₹1 crore and a personal accident cover of ₹10,00,000. You can unlock these benefits just by doing one transaction using the card in the last 30 days. 

The air accident cover often includes coverage for death in such an accident associated with Aircraft, scheduled Airlines, and more. By purchasing the ticket using the credit card, you can avail this cover. 

Enjoy Travel Insurance

Depending on the type of credit card you choose from an issuer, you can get plenty of travel insurance benefits.

For instance, with a wealth or select credit card, you can get insurance coverage for:

  • Delay in a flight
  • Delay of checked-in baggage
  • Loss of checked-in baggage
  • Loss of passport and other necessary documents

You can claim for the above by simply buying the air ticket using the covered card. 

Save on Transactions

A credit card with no annual fee for a lifetime can help you save lots on card-based transactions even when you’re travelling! That’s a lifetime free credit card. An example is a classic credit card. The card may also offer interest-free cash withdrawals from international and domestic ATMs for up to 48 days.

You can have a more rewarding experience of using the card on the go if the free credit card also offers:

  • A low-interest rate
  • A zero over-limit fee
  • No reward redemption fee
  • No expiry of rewards

Moreover, a wealth card may charge the lowest forex mark-up of only 1.5%! 

Receive Complimentary Roadside Assistance

What if your vehicle runs out of fuel on a long trip but you can’t find a technician? A good credit card can come to the rescue by offering complimentary roadside assistance. An automobile technician can be organised at the location of breakdown to supply your vehicle with emergency fuel. You need not bear the conveyance and labour costs. If you’re travelling in India, you can even enjoy a fuel surcharge waiver at any fuel station up to a specific amount monthly. 

So, consider using a lounge access or free credit card while travelling to enjoy multiple benefits! 

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